Free Business Finance Resources
A complete toolkit for entrepreneurs — free financial calculators, downloadable templates, budget planners, and educational guides to help you make smarter business decisions.
Cash Collection Planner
See whether customer payments cover upcoming bills, compare late-payment scenarios, and draft a follow-up with optional AI help.
Plan incoming paymentsFree Financial Templates
Download free Excel and Google Sheets templates — no sign-up required.
Profit & Loss Statement Template
Track revenue, expenses, gross profit, and net profit month by month.
Get Free TemplateBusiness Budget Template
Plan income, expenses, savings goals, and financial targets with variance tracking.
Get Free TemplateCash Flow Forecast Template
Predict future cash needs and manage business liquidity over 12 months.
Get Free TemplateBreak-Even Analysis Template
Calculate how many units or revenue you need to cover costs and reach profitability.
Get Free TemplateFreelancer Rate Planner
Calculate profitable hourly and day rates based on income goals and billable hours.
Get Free TemplateStartup Cost Estimator
Estimate total funding required to launch — including setup costs and working capital.
Get Free TemplateFinancial Calculators
Instant calculations — no downloads or sign-up required.
Profit Margin Calculator
See how much profit you keep from every sale.
OpenMarkup Calculator
Set the right selling price from your product cost.
OpenBreak Even Calculator
Find how many units you must sell to cover costs.
OpenBusiness Health Check
Assess profitability, runway, and owner economics in one monthly pass.
OpenGross Profit Calculator
Measure gross profit and gross margin fast.
OpenHourly Rate Calculator
Price your freelance time to hit your income goal.
OpenBusiness Loan Calculator
Estimate monthly payments and total loan cost.
OpenFreelancer Paycheck Planner
Estimate a monthly owner-pay planning amount.
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