Free Small Business Finance Templates
Download practical finance templates to manage budgets, track profits, forecast cash flow, and make better financial decisions — all free, no login required.
- Free to download — no sign-up required
- Works in Google Sheets and Microsoft Excel
- Built-in formulas — no manual calculation
- Example data included in every template
- Instructions tab for quick onboarding
- Professionally designed for business use
Free Finance Templates
Each template is professionally designed, includes example data, and works in Google Sheets and Microsoft Excel. Download any template instantly with no account required.
Published and maintained by Small Business Finance Toolkit
Last reviewed: August 2026
These templates use the standard financial formulas shown on each template page. Each template's calculation logic can be checked using the sample figures included in the workbook. They are educational resources and do not replace professional accounting, tax, or financial advice.
Share These Free Business Resources
Are you writing about entrepreneurship, accounting, freelancing, or small business management? Feel free to reference these free tools as a helpful resource for your audience.
Why These Templates?
Most small business finance resources are either overly complicated, locked behind a paywall, or designed for accountants rather than entrepreneurs. Our templates are built differently.
Built for business owners, not accountants
Plain language labels, clear instructions, and example data so you can start using them immediately.
Standard financial formulas
All calculations follow the standard formulas shown on each template page, with the math visible so you can verify it yourself.
Flexible and customisable
Add your own categories, rename rows, adjust formulas, and shape each template to your specific business model.
Google Sheets and Excel compatible
Work in your preferred spreadsheet tool. All templates are compatible with both platforms and do not require any third-party software.